Three St. Francisville, Louisiana residents were arrested by the Insurance Fraud – Auto Theft Unit of the Louisiana State Police as a result of a complaint made by the Government Employees’ Insurance Company (GEICO). According to the investigation, a GEICO automobile liability insured backed into a vehicle belonging to Honabea Cavalier of St. Francisville. No police report was filed until a month after the accident. After Cavalier filed bodily injury claims on behalf of herself and her five minor children for injuries that she claimed were caused by the collision, GEICO paid Cavalier five hundred dollars to settle the claims. Thereafter, Earl Barrow and Sandra Cavalier filed bodily injury claims with GEICO for the crash. After the investigation revealed that Cavalier’s vehilce was actually unoccupied at the time of the collision, all three suspects were arrested and booked into the West Feliciana Parish Jail. Honabea Cavalier was booked on charges of insurance fraud, felony theft, and filing false public documents. Earl Barrow and Sandra Cavalier were both booked on charges of insurance fraud. They each face up to five years in prison and $5,000 in fines if convicted on the insurance fraud charges.
Baton Rouge, Louisiana auto accident attorney, Scott Andrews, applauds the work of GEICO and the Louisiana State Police in aggressively investigating and pursuing criminal charges against persons suspected of automobile liability insurance fraud. Insurance fraud costs policy holders dearly, not only in the form of fraudulent claims payments, but by the social and moral stigma that attaches to the claims of legitimate accident victims whose claims are often frowned upon because of the illegitimate claims of a few people that make the whole system look bad.